PayQ Limited

International House,
12 Constance Street,
London E16 2DQ,
United Kingdom.

  Sales Support


  Customer Support


  General Enquiry


payq   +44-1213-680-164

payq   +1-800-980-1819

© 2018-2020. PayQ Ltd. All rights reserved.

Get your business onboarded without any frill, high risk merchant account gets simple with PayQ

Partner with PayQ, with lowest rate at 2.9% and Zero Set up fee.

PayQ what to do Apply now

Get your Merchant Account approved in just 2 days.

Looking for a payment gateway for Airlines?

The airline industry is classified as a high risk due to excessive change of schedule and refunds by the travellers. When unexpected issues arise that may cause the traveler not to redeem the tickets or request for refunds or the airlines cancel their flights?

All these dynamics complement the Airline booking as a flagged industry and make this segment of business as a high risk

Multiple cancellation by the travellers or the traveller calling the bank for chargeback, or change of travel dates make the airline industry precarious business model and the conventional acquirers try to avoid this industry.

Many of the reservations are booked through the travel agent and they are considered as card not present transaction. This means that the debit card on the credit card was given over the phone while booking online.


Card-Not-Present transactions always are considered as an unlikely transaction, which might turn out to be a chargeback.

In addition to the above, the airline industry has a high-ticket size, which suggests that the price tag is usually pretty high, which again classify this business as precarious and preserved as Red flag for the acquiring banks.

The next perilous peril after chargeback is the high priced chargebacks cases.

Keep in mind that the banks calculate the risk based on “What if” factor; for example what if the processed transaction turns out to be a chargeback or what if these transactions are converted into refunds?


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Why did your last merchant account for Airlines get blocked?

Lets say, a traveler buys a ticket for $350, which will be considered as a high-ticket size by any traditional Bank.

The customer makes the payment online by his/her debit or credit card and such transaction will be marked as “card not present transaction” and the traditional acquiring Bank will eventually settle the fund to Merchant’s nominated business bank account in less than 48 hours.

However, after the travel date, the charge is made disputed by the customer or has been reported as fraudulent charge by the customer and the customer wins the dispute then the merchant processing company has to refund the full amount i.e $350 to the issuing Bank. When the acquiring bank goes to take the funds from the merchant’s bank account they discover that there is not enough funds in the account to cover the refund. In that case, the Merchant account processing company gets responsible for paying the customers ticket and gets liable for the refund.

How can PayQ help your business?

If your business is tiered in the high-risk category then you are more likely to face challenges with the underwriting process.

The underwriting process might take more than 2 days because you might be required to send extensive documents which include tax returns, corporate filing paperwork, many months bank statements and a good processing history.

You can also expect a higher merchant discount rate than the normal 2.9%

We sincerely try to make the underwriting experience seamless and as we specialize in working with high risk merchants like your business; we have multiple acquiring banking partner that offer merchant account for airline industry and payment gateway for airline ticket booking.

Apply Now
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PayQ what to do

Here is what you can expect and how we can help your business to get a sustainable growth.

Fill up the Application Online.

Submit the relevant documents.

Your business goes through underwriting

Start accepting payment in 2 days.

Apply Now
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We Specialize in

E-Commerce and Retail Options
Medium/High Risk Accounts
Chargeback Free Payment Gateway
Chargeback Prevention Filters
Chargeback Representation
Mobile Payment
EMV Readers
3D Secure Frictionless Checkout
POS Device
Virtual Terminal Payment Gateway
International Merchant Accounts
Payment Gateway for Recurring Billing
Merchant Account for High Risk Businesses
Cross Border Transaction
3D Secure Payment
Global Payment Gateway

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 International House, 12 Constance Street,
London E16 2DQ, United Kingdom.

Visit the helpdesk

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At PayQ, there is no such thing as good enough, it just has to be the best!

With PayQ, it’s always about pushing your limits. You don't come to PayQ unless you're really good at what you do. The reason you're here; the reason you were hired is because you're at the top of your field or you have the potential to grow in the payment industry.

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We understand winning is more important than individuality!

We understand winning is more important than individuality We work as a team with our valued merchants. Most importantly, we don’t hide behind email. Our award wining customer support team would love to say hello and will always help you. Apply now and go live instantly.

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